What taxes are taken out of a Florida paycheck?

From a Florida paycheck, federal income tax is withheld based on your W-4 and filing status. Social Security tax is 6.2% on wages up to $176,100 (2025). Medicare tax is 1.45% (plus 0.9% above $200,000). There is no Florida state income tax.

🌴 Florida · No State Income Tax · 2025 Rates

Florida Hourly Paycheck Calculator

Q: Does Florida have a state income tax?

No. Florida is one of nine US states with no state income tax. Florida workers only pay federal income tax, Social Security (6.2%), and Medicare (1.45%), which means more take-home pay compared to most other states.

Q: What is Florida's minimum wage in 2025?

Florida's minimum wage is $13.00 per hour as of 2025. It is scheduled to increase by $1.00 per year until it reaches $15.00 per hour on September 30, 2026.

Enter your hourly rate and hours — get an instant, detailed breakdown of your take-home pay after federal taxes and deductions. Free, accurate, no sign-up.

Calculate My Take-Home Pay ↓

✅ No State Income Tax

⚡ Instant Results

📊 Visual Breakdown

Example · $20/hr · 40 hrs · Single

Gross Pay (Bi-Weekly) $1,600.00

Federal Income Tax − $152.00

Social Security (6.2%) − $99.20

Medicare (1.45%) − $23.20

Florida State Tax $0.00 🎉

Net Take-Home Pay

$1,325.60

The Tool

Florida Hourly Paycheck Calculator

Fill in your details below. Results update instantly — see your gross pay, every deduction, and exact take-home pay, with a visual chart.

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Your Pay Details

Hourly Rate Before taxes

$ /hr

Regular Hours Per week

hrs

Pay Frequency

Include Overtime

1.5× rate for overtime hours

Federal Tax Info (W-4)

Filing Status

Allowances W-4 allowances

Additional Federal Withholding Per period (optional)

Deductions (Optional)

401(k) / Pre-Tax Retirement Per period

Health / Pre-Tax Insurance Per period

Post-Tax Deductions Per period (Roth 401k, garnishments, etc.)

For estimation only. Not financial or legal advice. Based on 2025 tax rates.

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Your Paycheck Breakdown

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Enter your hourly rate and click
Calculate to see your breakdown.

Take-Home

—

Bi-Weekly Take-Home Pay

—

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Gross Pay

—

Federal Income Tax

—

Social Security (6.2%)

—

Medicare (1.45%)

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Pre-Tax Deductions

—

Post-Tax Deductions

—

🌴 Florida has no state income tax — you keep more of every paycheck compared to most states.

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No FL State Tax

Florida workers save thousands annually vs. states with high income taxes. Only federal taxes apply.

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Overtime Matters

Florida follows FLSA — 1.5× pay for all hours over 40/week. Use our overtime toggle to see the full impact. Learn more →

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Pre-Tax Saves More

401(k) and health insurance contributions reduce your federal taxable income. Use the deduction fields to see your true net pay.

Simple Steps

How to Calculate Your Florida Paycheck

Enter Your Hourly Rate

Type your hourly wage and how many hours you work per week. Enable the overtime toggle if you work over 40 hours.

Set Your W-4 Info

Select your filing status (Single, Married, Head of Household) and enter your withholding allowances from your W-4 form.

Add Deductions

Optionally enter 401(k) contributions, health insurance premiums, and any other pre-tax or post-tax deductions.

See Your Results

Get a full breakdown: gross pay, federal tax, Social Security, Medicare, and your exact take-home pay — with a visual chart.

Florida Tax Facts

Why Florida Is a Tax-Friendly State for Workers

Florida is one of only nine US states with no state income tax. That means every Florida worker keeps more of their paycheck compared to states like California (up to 13.3% state tax) or New York (up to 10.9%).

Your Florida paycheck is only subject to federal income tax and FICA taxes. No state income tax form to file, no state withholding from your paycheck.

Read: Florida Tax Guide →

Florida State Income Tax Rate

$13/hr

FL Minimum Wage (2025)

6.2%

Social Security Tax Rate

1.45%

Medicare Tax Rate

What We Offer

Why Use Our Florida Paycheck Calculator?

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Visual Pay Breakdown

See exactly where every dollar goes with a color-coded donut chart — not just a single number like most calculators.

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Overtime Built-In

Toggle overtime on and enter overtime hours to see the exact impact on your gross pay and net take-home — something most free tools skip.

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All Pay Frequencies

Switch between weekly, bi-weekly, semi-monthly, and monthly views with one click. See your per-period or annual take-home instantly.

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Pre-Tax Deductions

Enter 401(k), health insurance, and HSA contributions to see your true taxable income and accurate net pay after all deductions.

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Florida-Specific

Built specifically for Florida workers. No state income tax calculations cluttering the interface — just the taxes that actually apply to you.

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Free & Instant

No account, no email, no paywall. Results appear immediately. Updated for 2025 federal tax brackets and FICA rates.

Common Questions

Florida Paycheck FAQ

Does Florida have a state income tax? +

No. Florida is one of only nine states in the US with no state income tax. Florida workers only pay federal income tax, Social Security (6.2%), and Medicare (1.45%). This makes Florida one of the most tax-friendly states for workers in the country.

What is Florida's minimum wage in 2025? +

Florida's minimum wage is $13.00 per hour as of 2025. Florida's minimum wage increases by $1.00 per year until it reaches $15.00 per hour on September 30, 2026. Tipped employees have a lower minimum cash wage, but total compensation with tips must meet the state minimum.

How is overtime calculated in Florida? +

Florida follows the federal Fair Labor Standards Act (FLSA). Non-exempt hourly employees must receive at least 1.5 times their regular hourly rate for all hours worked over 40 in a workweek. Florida has no additional state-specific overtime laws beyond the federal FLSA requirements. Read our full Florida overtime guide →

What taxes come out of a Florida paycheck? +

From a Florida paycheck, you'll see: (1) Federal income tax — based on your W-4 and filing status; (2) Social Security tax — 6.2% on wages up to $176,100 in 2025; (3) Medicare tax — 1.45% (plus 0.9% additional Medicare tax on wages over $200,000). There is no Florida state income tax. You may also have voluntary deductions like 401(k) and health insurance.

How do pre-tax deductions affect my Florida paycheck? +

Pre-tax deductions like 401(k) contributions and health insurance premiums reduce your federal taxable income before taxes are calculated. This lowers the amount of federal income tax withheld, meaning you actually take home more after-tax money than if you had the same gross pay with no pre-tax deductions. Enter your pre-tax deductions in the calculator to see the exact impact.

What is the difference between gross pay and net pay? +

Gross pay is your earnings before any taxes or deductions — your hourly rate × hours worked. Net pay (take-home pay) is what you actually receive after federal income tax, Social Security, Medicare, and any deductions are subtracted. In Florida, since there's no state income tax, your net pay is typically higher than in most other states for the same gross wage.

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